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affordIQ app for iPhone and iPad


4.2 ( 7232 ratings )
Utilities Finance
Developer: BlackArrow Financial Solutions Limited
Free
Current version: 1.2.2, last update: 6 months ago
First release : 23 Dec 2022
App size: 59.78 Mb

Search for homes you can afford and set a budget to buy your first home. Link all your bank accounts into one app, and see a complete picture of your spending, savings & income. Know what you can afford now and in the future. Set a goal and budget for where and when you want to buy.


What does affordIQ help you do?
Link all your bank accounts into one place
Automatically Categorise your spending
Calculate what home prices you can afford, now and into the future
Search for homes based on what you can afford
Set a goal and a budget to buy where and when you want
Find savings to bring your goal closer
Track your spending and know if you are on track to meet your budget


Own Your Finances

In order to get where you want, you need to know where you are. AffordIQ uses a third party provider called TrueLayer to link all your bank accounts held across multiple institutions. Our AI friend Alfie categorises all your transactions, across all accounts, giving you a complete picture of your spending, savings and income.


Own Your Future

Once you know where your are, you can see where you are heading. Powered by Zoopla, affordIQ allows you to search for homes you can afford today and in the future. Choose where and when you want to buy and set a budget to get there. With your future in sight, bend it in the direction you want. Set budget goals to reduce your spending and maximise your savings. Alfie will track your progress notifying you when you are overspending and are at risk of breaking your budget.


Own Your Home

Then when the time is right, well refer you to a mortgage adviser from Mortgage Advise Bureau. They will ask you some questions and provide you with a Mortgage in Principle confirming the maximum mortgage you can afford. You can then use your Mortgage in Principle when making offers on a home.

Once an offer is accepted, your mortgage adviser will find the right mortgage for you. Saving you money, time and stress as they walk you through the application process.

Buying a home is a big decision, not to be taken lightly. That is why we have partnered with Mortgage Advise Bureau and we need to let you know:
Your home may be repossessed if you do not keep up repayments on your mortgage.
There may be a fee for mortgage advice. The actual amount you pay will depend upon your circumstances. The fee is up to 1%, but a typical fee is 0.3% of the amount borrowed.

BlackArrow Financial Solutions Limited are Introducer Appointed Representatives (IAR) of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited, which are authorised and regulated by the Financial Conduct Authority.

BlackArrow Financial Solutions Limited protects your rights to privacy through GDPR ICO Reiteration (Data Protection Registration) - ZB487096